Freelancers & Contractors · 1 Tool

You do the work.We handle the paperwork.

Upload your Canadian bank statement and get a CRA-ready expense report in under 5 minutes — auto-categorized, HST calculated, mapped to T2125. Ready for your accountant.

Bank statement → report in 5 min
5 major Canadian banks
Auto HST/GST

ExpenseFlow

The CRA expense tool built specifically for Canadian freelancers.

ExpenseFlow

Contractor Finance · Made in Canada

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Upload your bank statement and ExpenseFlow automatically categorizes every transaction against CRA T2125 line items, calculates the HST component on each eligible expense, applies the 50% meal rule, and generates a clean report ready for your accountant — in under 5 minutes.

CRA T2125 Line Items

Expenses mapped directly to the form your accountant needs

Auto HST/GST

Correct tax component calculated on every eligible transaction

5 Major Canadian Banks

RBC, TD, Scotiabank, BMO, and CIBC all supported

Under 5 Minutes

Upload → review → download. No manual categorization

Expenses auto-categorized against T2125 line items
HST input tax credits calculated automatically
50% meal rule applied without manual intervention
Mixed-use splits (phone, internet, home office) handled correctly
Output formatted for what your accountant actually needs
Quarterly or annual reporting — your choice
Supports bulk import for full-year processing
Privacy-first — your financial data is never sold
Why ExpenseFlow

Tax season without the dread

Canadian freelancers spend an average of 8–12 hours per year on manual expense categorization. ExpenseFlow brings that to under 20 minutes.

Bank statement → report in 5 min

Upload your CSV from RBC, TD, Scotiabank, BMO, or CIBC. ExpenseFlow handles the categorization, calculation, and formatting.

Auto HST on everything

Every eligible transaction has the correct tax component calculated automatically. No manual back-calculations, no missed ITCs.

Mapped directly to T2125

Expenses organized by CRA form line item. Hand your accountant a report they can use immediately — no re-sorting required.

Run it quarterly, not annually

Five minutes per quarter means your books are always current. File your GST/HST returns on time and never scramble in April again.

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